Last updated on June 6th, 2020 at 06:00 am
The insurance industry is huge and offers tons of potential. That’s why I wanted to provide you with a list of 10 of the best insurance affiliate program networks that pay good money for content creators.
*This page contains affiliate links to products I recommend. If you purchase something from this page, I may receive a small percentage of the sale at no extra cost to you
Let’s take a look at why you should consider this industry In 2017 the insurance industry hit over $1.2 trillion in profits, with 52 percent of the premiums coming from life/health insurance. (source)
You might be thinking, there’s too much competition, but if you can start a blog in this niche and choose an angle that doesn’t have a ton of competition, you should do good.
Of course, there are several different factors that go into whether or not your blog will be a success. (I’ll discuss this in more detail below) Don’t forget to check out the huge list of affiliate programs that I’ve put together just for you.
A Niche Angle
A great way to go into this niche would be to target life insurance for new parents. I found a keyword on KWFinder “life insurance for parents” that has a CPC of $21.24 and a KC score of 31, which is really good.
This is the keyword tool I use for my site, you can sign up for a free trial that gets you 5 free searches daily.
One thing that I’ve learned is that you need to get creative when entering a competitive niche.
If you’ve been considering starting a blog, be sure to check out my step-by-step tutorial that will show you how to start a blog.
Once you’re ready to start your blog, you’ll need to find the best affiliate marketing training course to help you actually earn money.
11 Insurance Affiliate Programs To Make Money With
NetQuote offers life, auto, home, health, and business insurance quotes. You’ll be working with a one-stop location to help people compare insurance quotes from several popular insurance companies.
People can easily look for quotes from Liberty Mutual, Esurance, State Farm and more. They pay a base commission of $3.50 (standard health plans), $20(agent enrollment), $2.50 (standard life), $11 (premium life) and several other payout opportunities.
This is a great way to monetize your content if it suits your target audience.
The NetQuote program offers simple but robust affiliate reports and tracking. Affiliates will have access to a library of optimized banners, text links, keyword lists, and other tools that will help you increase your earnings.
If a consumer submits multiple quotes (home, life) you’ll receive credit for both of their requests.
Payouts are paid like clockwork prior to the 15 of the following month.
- URL: https://secure.allwebleads.com/affiliate-signup/traffic
- Cookie: You’ll have to email them and ask.
- Commission: $3.50 – $20
Why You Should Promote NetQuote
You have the ability to earn good money from your content just by people requesting insurance quotes. The NetQuote affiliate program provides all the tools to help you increase your conversions.
Pets Best is one of the fastest growing pet insurance providers online. The company was founded in 2005 and claims to be the “father” of the pet insurance industry in North America.
Their goal is to end economic euthanasia, by providing pet owners with affordable pet insurance to help them when those unexpected veterinary costs arise.
This program is the perfect fit if you blog about finance, health, insurance e-commerce or have a lifestyle blog.
You’ll earn a generous commission of $35 whenever someone submits an application through your unique link.
Pets Best provides all the tools and promotional material you’ll need to start making money.
- URL: https://www.petsbest.com/forms/affiliates
- Cookie: 90 days
- Commission: $35
Why You Should Promote Pets Best
With millions of pet owners, you won’t have a hard time earning money. They pay a generous $35 per application submission. 24/7 access to real-time traffic and earnings reporting.
Allstate is a reputable insurance company that provides, auto, motorcycle, and renters insurance. You’ll have the opportunity to earn commissions when someone requests a quote (also known as pay per lead).
They pay different commissions based on the type of referral that is submitted. $20 per home quote, $9.60 per auto quote, $4.80 per personal auto quote, $4.80 per motor quote and etc.
This program is managed through Flex offers which provides you with analytics and reporting to help you track your performance.
You’ll also get access to a variety of banners and text links you can begin using as soon as you’re approved.
- URL: Get Started With FlexOffers
- Cookie: 30 days
- Commission: $5 – $8
Why You Should Promote AllState
A reputable company that many people trust, so you won’t have trouble converting leads. Great commissions plus everything you need to become a super affiliate.
Esurance pays their online partners on a cost-per-basis quote. You’ll get paid a flat $10 commission for auto and home coverage quotes. They pay their affiliates on the 20th of every month, the program is managed through Commission Junction.
When you join their referral program, you’ll get access to pixel tracking to help you track your click-through rates, impressions, and commissions through your CJ dashboard.
Their online associates get access to a variety of banners, logos, and zip code boxes you can start using to help you earn money from your website.
- URL: https://signup.cj.com/member/signup/publisher/?cid=1400962#/branded?_k=cvbmdw
- Cookie: You’ll have to ask when you sign up.
- Commission: $10
Why You Should Promote Esurance
The Esurance affiliate program pays on a cost per quote basis, which can be a hands-off passive income stream for your blog. Just add a zip code box to your blog’s sidebar and see how it coverts for you.
When you partner with Liberty Mutual Insurance, you’ll be able to earn money by promoting their services which offer auto, home, and rental coverage. Over the last 100 years, they have been helping people protect what they what they earn, build, own and cherish.
You have the potential to earn quite a bit, they pay$13.60 to $15.20 (multi-policy item quote), $8 to $10.40 (auto insurance quote, home insurance quote), and $2.40 to $4 (renters insurance quote) on leads.
They manage their referral program through FlexOffers, where you’ll get access to a variety of banner ads, text links, and dashboard reporting.
- URL: Sign Up With FlexOffers to Promote
- Cookie: 120 days
- Commission: $10 – $17 depending on the quote submitted
Why You Should Promote Liberty Mutual
Liberty Mutual’s referral program pays some of the highest paying commissions in the insurance industry and has a long 120-day cookie life.
True Blue is an independent life insurance agency that represents over 50 of the best life insurance companies nationwide. When you request a quote, you don’t have to worry about signing a 30-page application. You can rest assured that you’re getting the same old-fashioned customer service.
Their commissions vary and you can receive depending on what type of submissions consumers submit. $5 email quote, $5 diabetic quote, $10 agent contact request and $25 application submission request.
You’ll need to sign up through their website where they will perform a manual approval of all applicants. They have been known to partner with vloggers, bloggers, social media influencers and etc.
- URL: https://www.truebluelifeinsurance.com/partners/
- Cookie: You’ll have to ask when you sign up.
- Commission: can vary from $5 – $25
Why You Should Promote True Blue
They offer some great commissions and pay even if the lead converts or not. You can make money through a variety of different ways, including:
- Quote request submission forms
- Account creations
- Agent contact requests
- Email quote requests
- Application requests
Avia offers a dental affiliate program that offers great commissions for anyone who wants to monetize their website. Avia offers affordable discount dental plans starting at $8.25 per month.
Their motto is to provide affordable dental plans for families, individuals, groups and seniors. The company was started in 1993 and works with a large network of dental providers throughout the United States.
When you join their referral program, you’ll earn $35 for every dental plan that is purchased through your website.
It is one of the fastest growing affordable discount dental plans in the US. There is no sign-up fee and handle all the approval processes.
- URL: https://www.aviadental.com/avia-dental-plan-affiliate-program/
- Cookie: You’ll have to ask them when you sign up.
- Commission: $35
Why You Should Promote Avia
You have the opportunity to earn up to $35 for every affordable dental plan that is created through your unique link. They offer banners and text links that can be placed on your website.
Karen Coffield manages the program and you can reach out to her regarding any questions about the program.
Ehealth was started in the mid-1980’s by Vip Patel. He started the company when he got sick from food poisoning and couldn’t afford to go to the hospital because of the high costs.
They have helped over 5 million people find health insurance and are the leading online providers for individual and family health insurance products in the nation.
Their goal is to help people find affordable health insurance plans from networks like Permanente, Kaiser, Humana, United Health Care, Aetna and etc.
The site uses a quick search system that helps people find affordable plans for small business, Medicare, Family, and individual coverage.
They offer various creative banners and text links which make it easy for health & wellness, lifestyle, finance or family blogs to earn money from their website traffic.
The commissions vary but start at $10 with a potential to earn up to $75 for Small business group plans
The program is managed through Commission Junction and you’ll get access to tracking, and other creatives to help you increase your conversions.
- URL: https://signup.cj.com/member/signup/publisher/?cid=1409810#/branded?_k=att89m
- Cookie: You’ll have to ask when you enroll.
- Commission: $10 – $50
Why You Should Promote EHealth
They are the only site that allows consumers to view quotes, compare plans side by side while applying for health insurance. This feature leads to higher conversions for you.
EHealth has partnered with over 180 different health insurance carries and offer more than 10,000 health insurance products.
USAA has proudly served the military and their families since 1922. They have provided years of guidance and assistance ranging from financial independence to raising a family and enjoying retirement.
They offer a range of insurance products from, life, auto, flood, rental, condo and etc. As a partner, you’ll earn a commission on a pay per lead basis.
The commissions vary but you can earn as much as $20 for First Start and enterprise deposits applications.
Their program is managed through FlexOffers which provides you with several different types of banners and text links that can be used to help you promote the USAA program.
- URL: Get Started With FlexOffers
- Cookie: 30 days
- Cookie: $3 – 20 based on insurance type
Why You Should Promote USAA
They offer generous payouts that vary depending on the application submitted. $20 First Start and enterprise deposits, $16 VPP, $8 homeowners quotes, $4 renters quotes, $3.20 umbrella insurance quotes, $8 to $11.20 on auto quotes.
There are several different opportunities to earn with this program and the commissions make it worth the effort.
Travelex has been providing travel insurance and travel related products since 1996. They provide a wide range of products such as; travel insurance, international insurance, cruise insurance and more.
This program can earn you profits if you blog about travel, lifestyle, finance, family or any other niche that deals with travel or insurance.
They have become a leading provider in the travel space because of the ability to provide innovative insurance products and services at a competitive price. The plans cover trip cancellations, travel interruptions, emergency medical expenses, lost luggage, bankruptcy and terrorism coverage.
The program is managed through Commission Junction where you will get access to several banners and text links to help you increase your conversions.
- URL: https://signup.cj.com/member/signup/publisher/?cid=4047032
- Cookie: 45 days
- Commission: $17
Why You Should Promote Travelex
You have the opportunity to earn up to $17 per sales. Top affiliates receive bonuses. You get access to an affiliate management team that can help you increase your commissions.
How to Use This List
Making money on your website doesn’t have to be difficult. If you provide great content and find the right affiliate program to refer to your readers, you will eventually make some sales.
Don’t make the mistake of trying to join all these programs. I’d recommend joining 1-3 and seeing which ones provide the best conversions.
If you’re a brand new blogger who has never earned from their website before, then you might want to consider enrolling in an affiliate marketing training course to help you understand how everything works.
It will cut down your learning curve so you can be in profits a lot quicker. I’d recommend sticking with the popular companies like Progressive, State Farm or Allstate which people know and trust.
How to Succeed As An Insurance Affiliate?
Now that you know how to join some of the best insurance affiliate offers, your question is how do I actually make money? These easy steps will help you get started in this lucrative niche.
Before you set up your blog and register your domain, follow these tips for the quickest results.
Step #1 Choose A Sub-Niche for The Quickest Results
There are no shortage of insurance affiliate offers, in fact, most of them will pay extremely well. However, before you get started, you’ll do best if you choose a sub-niche. This is nothing more than choosing a small market in a big segment.
For instance, if I was going to start a blog in the insurance niche in hopes of making money with affiliate marketing or ad income, I’d look at the different types of insurance people can buy.
These can be anything from:
- Health Insurance
- Long-Term Car Insurance
- Identity Theft Protection
- Auto/Car Insurance
- Pet Insurance
You can get the idea, you can go as narrow as you want. In fact, you’ll have a much better chance of success if you do choose a smaller sub-niche or segment of the insurance niche.
Step #2 Register Domain and Set Up WordPress
Once you’ve chosen your topic it’s time to register your domain and set up WordPress. I’ve written a step-by-step guide to help you get your blog started on SiteGround.
In fact, you can literally be up and running in just 5 minutes.
#Step 4 Start Writing Content for Your Audience
Next you’ll want to start writing content, which seems to be the hardest part when it comes to insurance affiliate marketing or any other type of niche site.
I recommend writing and publishing as many articles as you can in the first 30-60 days. The more SEO optimized content you write in the first 30 days, the sooner you’ll start to get some traffic from Google.
Just know that it can take around 35 weeks for a fully optimized article to rank on Google. So while you’re waiting for Google to send you traffic, don’t forget to promote your content on Pinterest.
Step 3# Find and Join Some of the Highest Paying Insurance Affiliate Programs
Once you have about 10-20 articles written, you’ll want to find some insurance quote affiliate programs or other types of insurance affiliate networks that will want to work with you.
Be sure that you join the ones that are directly related to the content on your blog. For instance, if you’re writing about auto insurance, don’t try to join a pet insurance affiliate network. It has nothing to do with the content on your blog.
However, there’s nothing wrong with becoming a life insurance affiliate, because you can tie it in with our auto content. Sometimes it doesn’t hurt to get a little creative with the programs we join.
After you’ve started getting traffic to your articles you’ll start to realize which ones convert the best. You may have to join a few different ones before you find the one that has the best conversions.
Finding More affiliate insurance programs
As I mentioned you can find several programs to work with on Commission Junction, Sharesale pay per lead programs, and other networks online. You can even visit companies like Liberty Mutual, True Blue and other well-known companies to see if they accept affiliates.
Don’t forget to check out some of the smaller private companies. Sometimes it’s easier to get accepted as a new affiliate without a proven track record.
Be sure to come back often as I’ll be adding a bunch more programs you can join without finding them on your own.
Final Take Away
You can make money with your blog if you just stick with it. Don’t believe those overnight success stories, because they are not the norm.
Put your head down and work hard on growing your blog. One day you’ll look back and notice the online empire you created that is now paying for you and your family to enjoy life and do what you really want to do without any financial worries.
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